Privacy Policy

Thank you for visiting our website, owned and operated by Vellko PVT LTD. (referred to as “Company,” “us” or “we”). Please read this privacy policy (the “Policy”) carefully before using this website. Before you use this website and our services - which include, among other things, collecting information from you in order to generate insurance and other product quotes and to connect you with insurance providers and other services professionals to discuss your needs (the “Services”) - we'd like to tell you more about the information we collect about you and what we do with it. This Policy covers how we collect, use, and share information in connection with your access and use of our Services. This Policy does not cover the privacy practices of third parties that we do not own or control.

Your right to privacy is something that matters to us. This Policy explains the privacy practises for the Company's family of Websites (referred to as the "Site" collectively) and any related goods and services we might provide to you (referred to as the "Services" collectively). This Policy also outlines how we handle any personal information we obtain from you or gather about you.

You acknowledge that this Privacy Policy is designed to be read in connection with the Site Terms and Conditions, which is available at https://simpleinsured.com/terms-and-conditions and that by accessing or using our Site, you agree to be bound by the Site’s Terms and Conditions, as well as this Policy.

California Resident? Before jumping in, if you are a California resident, please review our California Consumer Privacy Act Disclosure here.

You should be aware that we may offer links to third-party websites or applications or third-party content. You should read the applicable third party's privacy policies and Terms and Conditions before using any third-party features or leaving our Services to ensure that you are aware of how those third parties may collect and share information about you.

We retain the right to sometimes alter this privacy statement. By posting a conspicuous notice on our website and by updating any pertinent privacy information on this page, we'll let you know when we make substantial changes to the way we treat personal information. After such modifications, your continued use of the Site and/or the Services made available through it will be deemed your (a) acknowledgment of the modified Policy and (b) agreement to abide by and be bound by that Policy.

We care about your privacy and have drafted this policy to be as easy to read as possible. Please read it and if you have any questions about this Policy, please feel free to contact us at: contact@simpleinsured.com.

BY USING THE SITE AND/OR OFFERINGS AVAILABLE ON THIS SITE, YOU GIVE YOUR CONSENT THAT ALL PERSONAL DATA THAT YOU SUBMIT MAY BE PROCESSED BY US IN THE MANNER AND FOR THE PURPOSES DESCRIBED BELOW. IF YOU DO NOT AGREE TO THE SITE’S TERMS AND CONDITIONS, DO NOT USE THE SITE.

Section A. What Information We Collect

There are three primary ways we collect information about you: (1) when you give it to us, (2) through automated technologies, and (3) by asking others for it. We’ve broken down each of those three categories in further detail below.

1. Information You Provide to Us

First, there are several methods for you to give us information, including through forms or other channels made available through our Services. The most likely way you'll give us personal information about yourself is by filling out our web form and asking us to put you in touch with a service provider that can satisfy your needs. For instance, in order to provide you with a health insurance quote, we will inquire about some fundamental details of your medical background. There are two groups of information that you give us. Individually identifiable data (PII) is information that directly identifies you, including your name, address, Phone number or email address. Information is Non-Personal Information. something about you or your family that by itself doesn't make you identifiable personally, such as your age, salary, or the products you use. captivated by.

When we combine information that isn't Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.

2. Information We Automatically Collect

Second, we automatically record details about your access methods. and utilise our Services. This is known as "Usage." Information" in the context of this privacy statement. Information on Use is essential to how we enhance your usage of our websites and, more crucially, offer you more individualised suggestions for service companies. Various technologies may be used by us to gather and store data. Usage data regarding how you use our services. They might consist of a few examples include cookies, browser storage, web beacons, heat maps, and mouse tracking and comparable tools. There are four different uses. Information we might gather:

Device Information. We collect information about your device, such as your operating system, application or browser type and version, and unique identifiers associated with your device.

Information logged. In system logs or other comparable files, we automatically record data about your interactions with our Services, such as the buttons you click. Your IP address, the settings for your browser or device, the date and time of your access, and cookie data may also be included in this log information.

Information Used to Reidentify. We collect information in order to reidentify you across multiple browsing sessions and devices (for instance, connecting your current browsing with a prior session in which you provided us your name).

Location Details. We might make use of specific details like your IP address. to determine your location, or other Device Information or Log Information. On your device, we might also ask to use location-based services, which provide GPS or Wi-Fi access point information) to improve our Services.

You should be aware that you can configure your web browser to either accept cookies or to notify you when cookies are being sent. You can control whether you want to receive more relevant advertising by adjusting your privacy and advertising settings on your mobile device. Please be aware that if you do make such changes, some components of our Services might not operate as intended.

3. Information Third Parties Provide to Us About You

Third, we gather information about you from third parties and other sources, such as publicly accessible databases, providers of demographic information, and social media platforms, in order to give you more individualised product recommendations. For instance, to confirm the address you provided or to better understand your professional background, we might gather data from a third party.

To offer you services, we must gather personal information. We might not be able to offer the Services if you don't give the needed information. You warrant that you have the power to do so and to allow us to use the information in accordance with this Privacy Policy if you divulge any personal information pertaining to other persons to us or to our partners in connection with our supply of Services.

Section B. How We Use the Information We Collect

We operate our Services, such as recommending a service provider to you, communicating with you, and enhancing your experience using the information we collect from you and third parties. Here are a few examples of how we make use of the data we gather:

to offer you individualised services. We employ the data we gather to offer you the Services in a tailored manner. Because insurance and other professional services products are complex, we don't help you find the best ones by using a one-size-fits-all strategy. This is made possible by the data we gather, which helps us get a better understanding of you.

enhancing our services We always work to make our Services better. The data we gather also enables us to enhance the consumer experience we offer and the real-time matching of customers with product recommendations.

to get in touch with you. Connecting you with live people who can help walk you through your service selections is a part of offering personalised services. In order to contact you regarding estimates or other product recommendations you requested through our websites, we therefore use the information you supply. For instance, if you give us your phone number and email address along with your consent to be contacted by us, we'll probably call you to follow up on your inquiry. We may also send you text messages or emails with information on how to get in touch with us, particular offers, and other details relevant to your service inquiry (such as deadlines for open enrollment for questions about health insurance).

Refusing Future Communications We will respect your request not to be contacted again, even though we try to make it as simple as possible for you to speak with an expert directly. By asking to be added to our Do Not Call list or by texting "STOP" to our short code, you can easily decide not to receive any more messages from us.

due to legal grounds. Because we follow the law when we operate, we retain the right to use, access, maintain, transfer, or disclose information at any time. any information on your usage of our site at any time without prior notice to you Services as reasonably required to complete any of the following: in accordance with the law; react to claims, lawsuits, or governmental requests, uphold our terms and conditions, or address similar issues matters.

Section C. When We Share or Sell the Information We Collect

We collaborate with a number of partners to deliver the Services, and as a result, we share information with those partners in order to facilitate your connection with insurance and other professional service providers. In order to better serve your requirements, we occasionally may sell the information you submit to other parties with your express agreement. We may share and/or sell your information in connection with your use of our Services in the ways listed below:

Information sharing with our partners, such as insurance companies, insurance agencies, companies that provide home improvement services, etc.) to supply and enhance our Products. We might give a third party information about you. partners with whom we work together to deliver the Services you requested. For For instance, we collaborate closely with specific insurance service providers to offer customised insurance quotes to our clients. So that we may provide you with the price you requested, we may disclose your information to the carriers. Alternatively, we might give you a call and connect you with representatives of one of those carriers so they can explain your alternatives to you. Or we might send you to one of those partners' websites and pre-fill your information there to help you quickly get the financial services answer you need.

Share information with service providers acting on our behalf. We may share information about you with service providers we use to have them perform on our behalf any of the activities we are permitted to conduct under this Privacy Policy and our Terms and Conditions. For example, we may share your information with our data-provider partners to enable them to provide us with further information about you, so that we can further personalize your experience and service recommendations. Or we may share with third parties deidentified or aggregated data that we collect, such as deidentified demographic information, or information about the computer or device from which you access the Service. We share such information for a variety of purposes, including to monitor and understand Service usage, and improve our own products and features.

With your consent, sell data to outside service providers. in which you believe that others can provide you with useful things after learning about without your consent, we may sell your data to third parties who will attempt to satisfy your demands. They could be different insurance companies, insurance companies, companies that provide home services, or other organisations linking clients and service providers is facilitated.

as a result of a change at work. We might share and transfer data. giving information about you to a third party as part of, or in advance of, a change of control, reorganization, corporate change, or asset sale or transfer.

California residents may, a maximum of once per calendar year, request information about our disclosures of specific categories of personal information to third parties for direct marketing purposes under the "Shine the Light" law (California Civil Code Section 1798.83). Requests must be sent to us at contact@simpleinsured.com in order to be considered genuine. We will provide a list of the categories of personal information disclosed for direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of the third parties, within thirty days of receiving this authenticated request.

For legal reasons. We reserve the right to transfer or disclose information about you to third parties for certain legal purposes as described above.

Section D. How We Protect Your Information

You can be sure that your PII is secure on our site and up to date industry standards. To prevent unauthorised access to, or unauthorised alteration, disclosure, or destruction of your PII, we work to implement reasonable security measures.

For example:

• We make a lot of effort to guarantee that the data we gather is trustworthy, accurate, thorough, and up to date. We encrypt all PII in order to stop unauthorised individuals from reading the data as it is sent to us. In addition, we only retain information we have collected for as long as it is reasonably necessary and we only use it for those purposes for which it was intended or in order to satisfy any applicable legal, ethical, or reporting requirements or document retention requirements.

• In addition, we use a variety of procedural, electronic, and physical safeguards to protect

PII. Our data centres and secure servers are shielded by industry-standard encryption, and our servers are protected by firewalls and strong password security.

We work to protect personal information within our organisation from evolving threats by employing reasonable administrative, technical, physical, and other security measures. Unfortunately, no data transmission over a wireless or wired network, including the Internet, can be guaranteed to be secure.

100% secure. As a result, while we strive to protect your PII, you acknowledge that: (a) there are security

We have no control over the security, integrity, or privacy of any information or data sent between you and us through this Site, thus we cannot guarantee its security, integrity, or privacy. Please report us right away using the contact information shown below if you have any reason to suspect that your interaction with us is no longer secure.

Section E. Cookies

In order to gather statistics about our users as a whole and to tailor certain elements of your unique user experience, we may keep cookies on your computer. A cookie is a little text file with some data that is saved on your computer and specifically identifies your browser. In order to welcome you back to our site, cookies may also contain more individualised information, such as your IP address, browser type, the server that your computer is now connected to, the area code and zip code for that server, and your first name. Cookies may be used by us for a variety of functions, including tracking general site usage statistics and customising the services we offer you. However, we don't track your browsing habits using cookies.

To display banner ads on our website, we might also work with an outside advertising partner. They will set a unique cookie on your computer as part of their service. Your IP address, browser type, the server that your computer is now connected to, the area code and zip code associated with that server, and whether you clicked on a particular ad are all examples of Non-Personal Information that we and our third-party ad server may gather and use about you.

The default setting for most browsers is to accept cookies, but you can reset them to reject all cookies or to warn you when one is being sent. However, if you choose to disable cookies, some features of the Site might not work as intended.

Need additional details? We value your time spent reading this document. Please get in touch with us at contact@simpleinsured.com if you have any questions, concerns, or requests regarding our Privacy Policy, our use of your PII, or our privacy practices. You can also write to our company at the following address: