Travel Insurance

Travel Without Worries? Travel Smart, Travel Protected

Travel is exciting, but unexpected events can disrupt your plans. Travel insurance protects you from cancellations, lost luggage, and medical emergencies. Keeping your journey worry free at home or abroad.

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Got full coverage for just $25/month.
Affordable Travel Insurance Plans

Why Travel Insurance is Important

Travel plans can change in seconds, but your safety shouldn’t. Secure coverage before you take off

Trip Protection

Protects against unexpected trip cancellations or delays.

Medical Coverage Abroad

Covers emergency medical care while abroad.

Baggage Protection

Provides reimbursement for lost, stolen, or delayed baggage.

Types of Travel Insurance

Travel with confidence knowing you’re protected from delays, emergencies, and unexpected costs and choose the right travel insurance plan

Trip Cancellation & Interruption Insurance

Reimburses prepaid, non refundable expenses if your trip is canceled or cut short due to covered reasons (illness, family emergency, bad weather, etc.).

Travel Medical Insurance

Covers medical expenses if you get sick or injured while traveling outside your home country. Often includes hospital stays, doctor visits, and emergency care.

Emergency Evacuation & Repatriation Insurance

Pays for medical evacuation to the nearest suitable hospital or transport back home in case of a serious illness or injury.

Baggage & Personal Belongings Insurance

Provides compensation if your luggage or personal items are lost, stolen, or delayed during your trip.

Accidental Death & Flight Accident Insurance

Provides benefits to beneficiaries if a traveler dies or is seriously injured in a travel related accident.

Multi-Trip or Annual Travel Insurance

Ideal for frequent travelers. Covers multiple trips throughout the year under one policy.

What’s Typically Covered and What’s
Not Usually Covered

  • Trip cancellations, interruptions, or delays
  • Emergency medical treatment abroad
  • Lost, stolen, or delayed luggage
  • Evacuation and repatriation costs
  • 24/7 travel assistance services
  • Pre-existing medical conditions
  • Excludes High-Risk Adventure Activities
  • Traveling against government advisories
  • No Cover for Routine Checkups
  • Losses from negligence (e.g., leaving baggage unattended)

Travel Protection Matters You Should Know

When choosing the right travel insurance, consider your trip length, destination, and planned activities to ensure adequate coverage. Review your existing health insurance, as many policies don’t include overseas medical care. For costly trips, selecting trip cancellation or interruption coverage is a smart choice. Frequent travelers may benefit from an annual plan, but always read exclusions carefully to avoid unexpected surprises.

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Frequently Asked Questions

Yes. Travel insurance protects you from financial losses due to cancellations, medical emergencies, or lost belongings, especially important for international trips.

Many insurers now offer coverage for COVID related cancellations or medical expenses, but you should check each plan’s terms before buying.

In most cases, U.S. health insurance (including Medicare) does not cover international medical costs. Travel medical insurance ensures protection abroad.

CFAR is an optional add on that lets you cancel your trip for reasons not normally covered (e.g., personal choice) and still receive partial reimbursement.

Yes, many plans include assistance services to help replace lost or stolen passports during travel.

Yes, if you’re carrying expensive items. It helps reimburse lost, stolen, or delayed luggage, reducing out of pocket costs.

Standard policies often exclude high risk sports, but you can add adventure sports coverage for activities like skiing, scuba, or mountain trekking.

You’ll need proof of loss (receipts, medical reports, airline notices, etc.). Most insurers have 24/7 claim support to guide you through the process.

Some travel insurance plans cover activities like hiking, snorkeling, or skiing, while high risk sports may need add-on coverage. Similar customizable options are available for home, auto, pet, and other insurance policies.

Your travel insurance claim can also be processed online, depending on your insurance provider, and you might need some documents such as receipts or medical reports.

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